Independent Actuarial Advisory

Strengthening Reinsurance Placements with Actuarial Insight

We help insurance and reinsurance brokers secure stronger outcomes through credible data, analytics, and professional submissions.

17+
Years Experience
SAA
SwissQualified Actuary
AIA
UK Certified
FASG
Ghana Fellow
Licensed Actuarial Service Provider

Orbotrice Institute is licensed by the Actuarial Society of Ghana (Licence No. ASP00825) per NIC Circular NIC/CIRCULAR/01/25/NN. Recognised by the National Insurance Commission to provide External Actuary and Appointed Actuary services under Section 80(1) of Ghana's Insurance Act 2021 (Act 1061).

The Challenge

Problems We Solve

Brokers face increasing pressure to deliver data-driven submissions that stand up to reinsurer scrutiny.

Data Quality Questions

Reinsurers increasingly question loss ratios and challenge the quality of data behind your submissions.

Weak Submissions

Inconsistent or underdeveloped reinsurance submissions that fail to convey your client's risk profile.

Structural Justification

Difficulty justifying retention levels, coverage limits, and treaty structures to demanding markets.

Our Services

How We Help You Win

Comprehensive actuarial support designed to make you technically strong and reinsurer-ready.

01

Reinsurance Placement Readiness Reviews

Pre-submission audits that identify gaps and strengthen your positioning before approaching reinsurers.

02

Claims & Loss Ratio Diagnostics

Deep-dive analysis of claims experience to build compelling narratives around your client's risk profile.

03

Reinsurance Structure Optimization

Data-driven recommendations on retention levels, limits, and treaty structures that balance cost and protection.

04

Reinsurer-Ready Reports & Talking Points

Professional documentation and strategic narratives that anticipate and address reinsurer questions.

Broker Resources

Reinsurer-Ready Submission Toolkit

Professional templates to help brokers prepare clean, consistent, and reinsurer-ready submissions.

These tools are built from actuarial best practice and adapted to African insurance market realities. Ideal for treaty and facultative placements.

What's Included

Broker Template Pack

Loss Ratio (AY & UY), Claims Triangle, Exposure Summary, Data Quality Review

Risk Summary Template

Reinsurance Placement Risk Summary document

Diagnostic Template

Claims & Loss Ratio Diagnostic Report

How to Use Guide

Step-by-step workflow and best practices

Option A
Template Only
GHS 500
  • Full template pack (Excel + Word)
  • How to Use guide (PDF)
  • Email delivery within 24 hours
  • No professional review
  • No customization
Purchase Lite
Option C
Full Placement Support
GHS 10,000 – 15,000
  • Full template pack (Excel + Word)
  • Complete actuarial analysis
  • Reinsurer-ready report
  • Placement talking points
  • Direct actuarial support
Contact Us

Important Disclaimer

These templates are provided for general documentation and submission support only. They do not constitute actuarial advice, underwriting advice, or regulatory submissions. Users remain fully responsible for the accuracy, completeness, and use of all information.

Why Orbotrice

What Makes Us Different

  • Actuarial-LedReal actuarial expertise, not generic consulting advice.
  • Broker-FriendlyWe support your business—we don't compete with you.
  • Fast & PracticalMarket-relevant insights delivered when you need them.
  • African Market FocusDesigned for African insurance realities and regulations.

What You Receive

  • Clean analytics (Excel)
  • Professional reports (PDF)
  • Clear reinsurer narratives
  • Confidence in negotiations
Get Started

Ready to Strengthen Your Reinsurance Placements?

Let's discuss how actuarial insight can transform your next submission. Customisation, review, and advisory support available on request.